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  <title>Refactor1a09dca9</title>
  <subtitle>Markets, macro, money — every morning</subtitle>
  <link rel="self" href="https://refactor-1a09dca9.test/atom.xml"/>
  <link rel="alternate" href="https://refactor-1a09dca9.test/"/>
  <id>https://refactor-1a09dca9.test/</id>
  <updated>2026-05-25T13:32:52Z</updated>
  <author>
    <name>Refactor1a09dca9</name>
  </author>
  <entry>
    <title>Oil prices slide on hopes of US-Iran peace deal</title>
    <link href="https://refactor-1a09dca9.test/article/2026/05/25/oil-prices-slide-on-hopes-of-us-iran-peace-deal.html"/>
    <id>https://refactor-1a09dca9.test/article/2026/05/25/oil-prices-slide-on-hopes-of-us-iran-peace-deal.html</id>
    <updated>2026-05-25T13:05:56Z</updated>
    <published>2026-05-25T13:05:56Z</published>
    <summary>Trump said on Saturday that an agreement would include the reopening of the Strait of Hormuz, without giving further details.</summary>
  </entry>
  <entry>
    <title>PCE, jobless claims and housing data test Fed cut hopes: Crypto Week Ahead</title>
    <link href="https://refactor-1a09dca9.test/article/2026/05/25/pce-jobless-claims-and-housing-data-test-fed-cut-hopes-crypto-week-ahead.html"/>
    <id>https://refactor-1a09dca9.test/article/2026/05/25/pce-jobless-claims-and-housing-data-test-fed-cut-hopes-crypto-week-ahead.html</id>
    <updated>2026-05-25T12:53:49Z</updated>
    <published>2026-05-25T12:53:49Z</published>
    <summary>Your look at what's coming in the week starting May 25.</summary>
  </entry>
  <entry>
    <title>Prometheum bets Wall Street distribution is the missing link for tokenized securities</title>
    <link href="https://refactor-1a09dca9.test/article/2026/05/25/prometheum-bets-wall-street-distribution-is-the-missing-link-for-tokenized.html"/>
    <id>https://refactor-1a09dca9.test/article/2026/05/25/prometheum-bets-wall-street-distribution-is-the-missing-link-for-tokenized.html</id>
    <updated>2026-05-25T12:00:00Z</updated>
    <published>2026-05-25T12:00:00Z</published>
    <summary>Crypto has solved tokenization, but not distribution and Prometheum says broker-dealers and RIAs are the key to bringing digital assets into mainstream finance.</summary>
  </entry>
  <entry>
    <title>‘There is zero transparency’: My friend’s sister controls their mother’s estate. How can we stop her from stealing?</title>
    <link href="https://refactor-1a09dca9.test/article/2026/05/25/there-is-zero-transparency-my-friend-s-sister-controls-their-mother-s-estate.html"/>
    <id>https://refactor-1a09dca9.test/article/2026/05/25/there-is-zero-transparency-my-friend-s-sister-controls-their-mother-s-estate.html</id>
    <updated>2026-05-25T11:31:00Z</updated>
    <published>2026-05-25T11:31:00Z</published>
    <summary>“The sister claims she does not have to explain herself to anyone.”</summary>
  </entry>
  <entry>
    <title>Is the stock market open today for Memorial Day? Does the post office deliver mail?</title>
    <link href="https://refactor-1a09dca9.test/article/2026/05/25/is-the-stock-market-open-today-for-memorial-day-does-the-post-office-deliver.html"/>
    <id>https://refactor-1a09dca9.test/article/2026/05/25/is-the-stock-market-open-today-for-memorial-day-does-the-post-office-deliver.html</id>
    <updated>2026-05-25T11:11:00Z</updated>
    <published>2026-05-25T11:11:00Z</published>
    <summary>The holiday weekend will affect the stock and bond market. Here’s what you need to know.</summary>
  </entry>
  <entry>
    <title>‘We have longevity in the family’: My sister is turning 67. Should she wait until 70 to claim Social Security?</title>
    <link href="https://refactor-1a09dca9.test/article/2026/05/25/we-have-longevity-in-the-family-my-sister-is-turning-67-should-she-wait-until.html"/>
    <id>https://refactor-1a09dca9.test/article/2026/05/25/we-have-longevity-in-the-family-my-sister-is-turning-67-should-she-wait-until.html</id>
    <updated>2026-05-25T10:40:00Z</updated>
    <published>2026-05-25T10:40:00Z</published>
    <summary>“Others say she should start at full retirement age.”</summary>
  </entry>
  <entry>
    <title>HYPE funds attract millions as investors dump bitcoin and ether ETFs</title>
    <link href="https://refactor-1a09dca9.test/article/2026/05/25/hype-funds-attract-millions-as-investors-dump-bitcoin-and-ether-etfs.html"/>
    <id>https://refactor-1a09dca9.test/article/2026/05/25/hype-funds-attract-millions-as-investors-dump-bitcoin-and-ether-etfs.html</id>
    <updated>2026-05-25T10:28:47Z</updated>
    <published>2026-05-25T10:28:47Z</published>
    <summary>Investors turn to HYPE and XRP funds while dumping bitcoin and ether ETFs.</summary>
  </entry>
  <entry>
    <title>I’m 67. Our family trust earns $300,000 annually for my kids. How do I ensure they won’t get killed on taxes?</title>
    <link href="https://refactor-1a09dca9.test/article/2026/05/25/i-m-67-our-family-trust-earns-300-000-annually-for-my-kids-how-do-i-ensure-they.html"/>
    <id>https://refactor-1a09dca9.test/article/2026/05/25/i-m-67-our-family-trust-earns-300-000-annually-for-my-kids-how-do-i-ensure-they.html</id>
    <updated>2026-05-25T09:38:00Z</updated>
    <published>2026-05-25T09:38:00Z</published>
    <summary>“My thought is to distribute all of the income to my children each year so that the trust itself pays little to no tax.”</summary>
  </entry>
  <entry>
    <title>Hyperliquid is emerging as a challenger to traditional exchanges and prediction markets, says FalconX</title>
    <link href="https://refactor-1a09dca9.test/article/2026/05/25/hyperliquid-is-emerging-as-a-challenger-to-traditional-exchanges-and-prediction.html"/>
    <id>https://refactor-1a09dca9.test/article/2026/05/25/hyperliquid-is-emerging-as-a-challenger-to-traditional-exchanges-and-prediction.html</id>
    <updated>2026-05-25T08:09:00Z</updated>
    <published>2026-05-25T08:09:00Z</published>
    <summary>A new report shows Hyperliquid is rapidly expanding beyond crypto into pre-IPO markets, prediction contracts, and 24/7 asset trading, putting Wall Street giants on high alert.</summary>
  </entry>
  <entry>
    <title>Bitcoin trades above $77,000 as oil's 5% slide pushes Asian equities higher</title>
    <link href="https://refactor-1a09dca9.test/article/2026/05/25/bitcoin-trades-above-77-000-as-oil-s-5-slide-pushes-asian-equities-higher.html"/>
    <id>https://refactor-1a09dca9.test/article/2026/05/25/bitcoin-trades-above-77-000-as-oil-s-5-slide-pushes-asian-equities-higher.html</id>
    <updated>2026-05-25T07:11:57Z</updated>
    <published>2026-05-25T07:11:57Z</published>
    <summary>Oil’s 5% drop on potential Strait of Hormuz reopening boosted Asian equities and supported crypto sentiment.</summary>
  </entry>
  <entry>
    <title>'I don't think I'll ever be able to retire'</title>
    <link href="https://refactor-1a09dca9.test/article/2026/05/25/i-don-t-think-i-ll-ever-be-able-to-retire.html"/>
    <id>https://refactor-1a09dca9.test/article/2026/05/25/i-don-t-think-i-ll-ever-be-able-to-retire.html</id>
    <updated>2026-05-25T05:58:08Z</updated>
    <published>2026-05-25T05:58:08Z</published>
    <summary>People in their 70s say they cannot afford to quit their jobs, but others say work keeps them young.</summary>
  </entry>
  <entry>
    <title>Bitcoin options are coming to Nasdaq. Here's what it means for you.</title>
    <link href="https://refactor-1a09dca9.test/article/2026/05/25/bitcoin-options-are-coming-to-nasdaq-here-s-what-it-means-for-you.html"/>
    <id>https://refactor-1a09dca9.test/article/2026/05/25/bitcoin-options-are-coming-to-nasdaq-here-s-what-it-means-for-you.html</id>
    <updated>2026-05-25T05:56:43Z</updated>
    <published>2026-05-25T05:56:43Z</published>
    <summary>The new offering, pending CFTC approval, aims to democratize seamless crypto risk management</summary>
  </entry>
  <entry>
    <title>Oil prices tumble as deal to end Iran war appears close, though Trump says there’s no rush</title>
    <link href="https://refactor-1a09dca9.test/article/2026/05/25/oil-prices-tumble-as-deal-to-end-iran-war-appears-close-though-trump-says-there.html"/>
    <id>https://refactor-1a09dca9.test/article/2026/05/25/oil-prices-tumble-as-deal-to-end-iran-war-appears-close-though-trump-says-there.html</id>
    <updated>2026-05-25T03:05:00Z</updated>
    <published>2026-05-25T03:05:00Z</published>
    <summary>The U.S. appears close to reaching an agreement that would end the war with Iran and reopen the strategic Strait of Hormuz, according to reports Sunday, sending oil prices sharply lower.</summary>
  </entry>
  <entry>
    <title>How Saudi Arabia's spending spree reached the end of the line</title>
    <link href="https://refactor-1a09dca9.test/article/2026/05/25/how-saudi-arabia-s-spending-spree-reached-the-end-of-the-line.html"/>
    <id>https://refactor-1a09dca9.test/article/2026/05/25/how-saudi-arabia-s-spending-spree-reached-the-end-of-the-line.html</id>
    <updated>2026-05-25T01:08:39Z</updated>
    <published>2026-05-25T01:08:39Z</published>
    <summary>MBS's Vison 2030 project seemed the stuff of science fiction. Now reality has bitten</summary>
  </entry>
  <entry>
    <title>'I live in survival mode': The rise of the multi-job workforce</title>
    <link href="https://refactor-1a09dca9.test/article/2026/05/25/i-live-in-survival-mode-the-rise-of-the-multi-job-workforce.html"/>
    <id>https://refactor-1a09dca9.test/article/2026/05/25/i-live-in-survival-mode-the-rise-of-the-multi-job-workforce.html</id>
    <updated>2026-05-25T00:26:38Z</updated>
    <published>2026-05-25T00:26:38Z</published>
    <summary>More people are taking second jobs as rising costs and insecure work reshape how we earn a living.</summary>
  </entry>
  <entry>
    <title>Beer boom goes flat as breweries call last orders</title>
    <link href="https://refactor-1a09dca9.test/article/2026/05/25/beer-boom-goes-flat-as-breweries-call-last-orders.html"/>
    <id>https://refactor-1a09dca9.test/article/2026/05/25/beer-boom-goes-flat-as-breweries-call-last-orders.html</id>
    <updated>2026-05-25T00:21:24Z</updated>
    <published>2026-05-25T00:21:24Z</published>
    <summary>The UK's brewery scene is shrinking as pubs close, costs rise and drinking habits change.</summary>
  </entry>
  <entry>
    <title>Morocco wants tourists to visit Western Sahara. Some say it's tightening its control</title>
    <link href="https://refactor-1a09dca9.test/article/2026/05/24/morocco-wants-tourists-to-visit-western-sahara-some-say-it-s-tightening-its.html"/>
    <id>https://refactor-1a09dca9.test/article/2026/05/24/morocco-wants-tourists-to-visit-western-sahara-some-say-it-s-tightening-its.html</id>
    <updated>2026-05-24T23:13:50Z</updated>
    <published>2026-05-24T23:13:50Z</published>
    <summary>The Moroccan government wants more Western holidaymakers to visit the territory it claims to own.</summary>
  </entry>
  <entry>
    <title>Indian billionaires buy foreign companies as growth slows at home</title>
    <link href="https://refactor-1a09dca9.test/article/2026/05/24/indian-billionaires-buy-foreign-companies-as-growth-slows-at-home.html"/>
    <id>https://refactor-1a09dca9.test/article/2026/05/24/indian-billionaires-buy-foreign-companies-as-growth-slows-at-home.html</id>
    <updated>2026-05-24T23:01:09Z</updated>
    <published>2026-05-24T23:01:09Z</published>
    <summary>India Inc spent $18bn on global buyouts in 2025 and the deal value could cross $15bn in the first half of 2026.</summary>
  </entry>
  <entry>
    <title>Stocks are riding an earnings hot streak — but investors are facing a summer that’s rife with risks</title>
    <link href="https://refactor-1a09dca9.test/article/2026/05/24/stocks-are-riding-an-earnings-hot-streak-but-investors-are-facing-a-summer-that.html"/>
    <id>https://refactor-1a09dca9.test/article/2026/05/24/stocks-are-riding-an-earnings-hot-streak-but-investors-are-facing-a-summer-that.html</id>
    <updated>2026-05-24T22:23:00Z</updated>
    <published>2026-05-24T22:23:00Z</published>
    <summary>The U.S. stock market has arrived at the unofficial start to summer with major benchmarks sitting at record highs. But a few factors could make for a bumpy ride in the months ahead.</summary>
  </entry>
  <entry>
    <title>‘My husband is leery of my plan’: We are both 60 and have $5 million. Is now a good time to dip into our savings?</title>
    <link href="https://refactor-1a09dca9.test/article/2026/05/24/my-husband-is-leery-of-my-plan-we-are-both-60-and-have-5-million-is-now-a-good.html"/>
    <id>https://refactor-1a09dca9.test/article/2026/05/24/my-husband-is-leery-of-my-plan-we-are-both-60-and-have-5-million-is-now-a-good.html</id>
    <updated>2026-05-24T20:03:00Z</updated>
    <published>2026-05-24T20:03:00Z</published>
    <summary>“We have been scrimping for a long time.”</summary>
  </entry>
  <entry>
    <title>Coinbase does not fear competition from Wall Street, says exchange executive</title>
    <link href="https://refactor-1a09dca9.test/article/2026/05/24/coinbase-does-not-fear-competition-from-wall-street-says-exchange-executive.html"/>
    <id>https://refactor-1a09dca9.test/article/2026/05/24/coinbase-does-not-fear-competition-from-wall-street-says-exchange-executive.html</id>
    <updated>2026-05-24T20:00:00Z</updated>
    <published>2026-05-24T20:00:00Z</published>
    <summary>A Coinbase executive called on regulators to implement sensible crypto regulation, while announcing the Stand With Crypto event taking place in over 500 locations worldwide.</summary>
  </entry>
  <entry>
    <title>‘He didn’t really pay attention’: I told my friend he left millions on the table in retirement. Did I do the right thing?</title>
    <link href="https://refactor-1a09dca9.test/article/2026/05/24/he-didn-t-really-pay-attention-i-told-my-friend-he-left-millions-on-the-table.html"/>
    <id>https://refactor-1a09dca9.test/article/2026/05/24/he-didn-t-really-pay-attention-i-told-my-friend-he-left-millions-on-the-table.html</id>
    <updated>2026-05-24T19:17:00Z</updated>
    <published>2026-05-24T19:17:00Z</published>
    <summary>“He lived very frugally and maxed out his 401(k)s.”</summary>
  </entry>
  <entry>
    <title>Crypto and the Fed: State of Crypto</title>
    <link href="https://refactor-1a09dca9.test/article/2026/05/24/crypto-and-the-fed-state-of-crypto.html"/>
    <id>https://refactor-1a09dca9.test/article/2026/05/24/crypto-and-the-fed-state-of-crypto.html</id>
    <updated>2026-05-24T18:30:00Z</updated>
    <published>2026-05-24T18:30:00Z</published>
    <summary>This past week saw incremental, but potentially important steps.</summary>
  </entry>
  <entry>
    <title>A massive $1 trillion hidden market is waiting to be unlocked in bitcoin, says new report</title>
    <link href="https://refactor-1a09dca9.test/article/2026/05/24/a-massive-1-trillion-hidden-market-is-waiting-to-be-unlocked-in-bitcoin-says.html"/>
    <id>https://refactor-1a09dca9.test/article/2026/05/24/a-massive-1-trillion-hidden-market-is-waiting-to-be-unlocked-in-bitcoin-says.html</id>
    <updated>2026-05-24T15:00:00Z</updated>
    <published>2026-05-24T15:00:00Z</published>
    <summary>Ledn forecasts the bitcoin-backed lending market could grow to $1 trillion within a decade as new research highlights strong borrower demand.</summary>
  </entry>
  <entry>
    <title>AI is speeding up the quantum threat to crypto, security experts warn</title>
    <link href="https://refactor-1a09dca9.test/article/2026/05/24/ai-is-speeding-up-the-quantum-threat-to-crypto-security-experts-warn.html"/>
    <id>https://refactor-1a09dca9.test/article/2026/05/24/ai-is-speeding-up-the-quantum-threat-to-crypto-security-experts-warn.html</id>
    <updated>2026-05-24T14:00:00Z</updated>
    <published>2026-05-24T14:00:00Z</published>
    <summary>Researchers and builders believe that artificial intelligence may be accelerating the quantum timeline and forcing a broader rethink of how digital security works.</summary>
  </entry>
  <entry>
    <title>Crypto rails are becoming the default payment layer for AI agents, report says</title>
    <link href="https://refactor-1a09dca9.test/article/2026/05/24/crypto-rails-are-becoming-the-default-payment-layer-for-ai-agents-report-says.html"/>
    <id>https://refactor-1a09dca9.test/article/2026/05/24/crypto-rails-are-becoming-the-default-payment-layer-for-ai-agents-report-says.html</id>
    <updated>2026-05-24T13:00:00Z</updated>
    <published>2026-05-24T13:00:00Z</published>
    <summary>A new report from Keyrock says stablecoins on blockchain rails are becoming the go-to payment layer for AI agents as traditional card rails struggle to handle micropayments.</summary>
  </entry>
  <entry>
    <title>'Shameful' more spent on benefits than jobs for young people, says Milburn</title>
    <link href="https://refactor-1a09dca9.test/article/2026/05/24/shameful-more-spent-on-benefits-than-jobs-for-young-people-says-milburn.html"/>
    <id>https://refactor-1a09dca9.test/article/2026/05/24/shameful-more-spent-on-benefits-than-jobs-for-young-people-says-milburn.html</id>
    <updated>2026-05-24T10:21:58Z</updated>
    <published>2026-05-24T10:21:58Z</published>
    <summary>Reforms are needed of the welfare system to tackle the high numbers of young people not in work or education, says Alan Milburn.</summary>
  </entry>
  <entry>
    <title>City's living costs drive workers to food banks</title>
    <link href="https://refactor-1a09dca9.test/article/2026/05/24/city-s-living-costs-drive-workers-to-food-banks.html"/>
    <id>https://refactor-1a09dca9.test/article/2026/05/24/city-s-living-costs-drive-workers-to-food-banks.html</id>
    <updated>2026-05-24T06:06:23Z</updated>
    <published>2026-05-24T06:06:23Z</published>
    <summary>It is so expensive to live in Cambridge a charity says people with jobs need subsidised food.</summary>
  </entry>
  <entry>
    <title>'Six eggs used to be £1' - why everyday essentials cost so much more now</title>
    <link href="https://refactor-1a09dca9.test/article/2026/05/24/six-eggs-used-to-be-1-why-everyday-essentials-cost-so-much-more-now.html"/>
    <id>https://refactor-1a09dca9.test/article/2026/05/24/six-eggs-used-to-be-1-why-everyday-essentials-cost-so-much-more-now.html</id>
    <updated>2026-05-24T01:02:55Z</updated>
    <published>2026-05-24T01:02:55Z</published>
    <summary>Six supermarket brand eggs cost £1 in 2022. How much are they now, why have they gone up, and is anyone profiteering?</summary>
  </entry>
  <entry>
    <title>'Six eggs used to be £1' - why everyday essentials cost so much more now</title>
    <link href="https://refactor-1a09dca9.test/article/2026/05/24/six-eggs-used-to-be-1-why-everyday-essentials-cost-so-much-more-now.html"/>
    <id>https://refactor-1a09dca9.test/article/2026/05/24/six-eggs-used-to-be-1-why-everyday-essentials-cost-so-much-more-now.html</id>
    <updated>2026-05-24T01:02:55Z</updated>
    <published>2026-05-24T01:02:55Z</published>
    <summary>Six supermarket brand eggs cost £1 in 2022. How much are they now, why have they gone up, and is anyone profiteering?</summary>
  </entry>
</feed>